TO ME, BEING SUCCESSFUL IS NOT AN OPTION, IT'S COMPULSORY!

One of my best motivational speakers Eric Thomas, once said "strive to
be successful as bad as you strive to breath"! Imagine you are near a
swimming pool, someone comes, puts your head into the pool and forces
it to stay there for ten minutes. Your number one priority will be how
to breath and you will do your best to get that oxygen no matter how
hard it will be.

The same criteria apply when it comes to success! We have to struggle
to our level best to be successful no matter the obstacles we may face
ahead. If your dream is to lose weight, go to that gym as if there is
no tomorrow! If your dream is to have a multi billion company, train
yourself to be disciplined when it comes to your finances! If you have
a crush on someone, do your best to impress him or her. Life is all
about giving all your level best!

Being successful is not an easy task. If it was, everybody will be
successful! It takes years of sweat, hard work, self denial,
discipline and perseverance.

If you want to achieve those dreams badly enough, then "giving up"
phrase shouldn't be in your vocabulary! You can't afford to lose focus
on your goals. I know sometimes the road may get bumpy and rough, but
does it mean that is the end of the road? NO! It simply tells you to
slow down, it's a little bit bumpy here but a few metres away, there
is a 'tarmac road'!

Self discipline is another key to success! You can't tell me you want
to build a multi billion business empire yet you spend more than you
save. No, that's not logic my friend. You must reduce that urge of
having fun! Be loyal at what you do, keep the persistence and
eventually you will achieve what you want!

HOW TO MONITOR YOUR CASH FLOW IN 2016!

Many of us have resolutions that we aim to achieve before the end of
the year! They may vary from individual to individual. Some may want
to own a car, start a business, finding employment, owning a piece of
land etcetra.

Today my main focus will be about keeping track of our cash flows.
Financial issues are very sensitive and need to be handled with care.
You may find some people spending all their earnings without even
saving a single cent. While others punishing themselves by saving very
big percentage of their earnings and spending very little.

We must find a balance when dealing with our finances, we should save
while we enjoy ourselves on the other hand. There is no point of
spending all your salary and later start borrowing to meet your daily
needs! I'm not saying that borrowing is bad, all am saying is that borrowing for consumption of is poisonous! Know what goal you are saving for, do you want it badly enough  you can sacrifice for? Determine the timeline you want to achieve that goal. Do your math and know what percentage you should save towards it. Before you start spending your salary, you must save first.

On the other hand, one needs also to enjoy himself/herself. There is no point of working very hard yet you don't appreciate your body! One must enjoy the fruits of his or her labour.

I pray that in 2016 we know how to deal with our finances. We should invest as we enjoy ourselves!